{"id":605,"date":"2020-08-25T23:14:13","date_gmt":"2020-08-25T14:14:13","guid":{"rendered":"https:\/\/www.oliveunion.com\/ustest\/how-can-i-afford-hearing-aids-your-financial-assistance-questions-answered\/"},"modified":"2020-11-20T14:37:18","modified_gmt":"2020-11-20T05:37:18","slug":"how-can-i-afford-hearing-aids-your-financial-assistance-questions-answered","status":"publish","type":"post","link":"https:\/\/www.oliveunion.com\/ustest\/hearing-device\/how-can-i-afford-hearing-aids-your-financial-assistance-questions-answered\/","title":{"rendered":"How Can I Afford Hearing Aids? Your Financial Assistance Questions Answered"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Are you experiencing hearing loss and think you might need a hearing aid? Well, you are not alone; approximately <a href=\"https:\/\/www.hearingloss.org\/wp-content\/uploads\/HLAA_HearingLoss_Facts_Statistics.pdf?pdf=FactStats\">48 Americans experience some degree of hearing loss<\/a>. <\/span><span style=\"font-weight: 400;\">However, only about one in five people that could experience improvements to their life from a hearing aid actually use one. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">To get started on the path to obtaining a hearing aid, you have to take the appropriate steps: first, you will need an examination by an otolaryngologist (ear, nose, and throat doctor). The otolaryngologist will determine your severity of hearing loss and whether or not it is medically correctable (hearing aids are considered medical devices). If your hearing loss is determined to be medically correctable, then you will be referred to a licensed audiologist who will test your hearing to help you get fitted with the right hearing aid, and help with the purchase of your hearing aid. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many people stop here, because they view hearing aids as cost-prohibitive. And it\u2019s true, hearing aids tend to be expensive: the price for one hearing aid is approximately $1200 for a low-quality device, and a higher quality hearing aid will cost at least $3,500 and upwards to $5,000 per ear. Most hearing aid users need two devices, one for each ear. And the batteries for hearing aids cost approximately $30-150 per year. The costs add up quickly. So how do you pay for it? <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fortunately, there are many options to help you pay for all or at least some of your hearing aids and related expenses, including hearing exams, repairs, and batteries. The options available to you will depend on your age, where you live, the type of health insurance you have, whether you are a veteran, and other factors.<\/span><\/p>\n<p><\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Will_Private_Insurance_Cover_My_Hearing_Aid_Cost\"><span class=\"toc_number toc_depth_1\">1<\/span> Will Private Insurance Cover My Hearing Aid Cost?<\/a><\/li><li><a href=\"#Will_MedicareMedicaid_Cover_My_Hearing_Aid_Costs\"><span class=\"toc_number toc_depth_1\">2<\/span> Will Medicare\/Medicaid Cover My Hearing Aid Costs?<\/a><\/li><li><a href=\"#What_Other_Financial_Assistance_Options_are_Available\"><span class=\"toc_number toc_depth_1\">3<\/span> What Other Financial Assistance Options are Available?<\/a><\/li><li><a href=\"#I8217m_a_Veteran_Will_I_Get_a_Free_Hearing_Aid\"><span class=\"toc_number toc_depth_1\">4<\/span> I&#8217;m a Veteran, Will I Get a Free Hearing Aid?<\/a><\/li><\/ul><\/div>\n<h2><span id=\"Will_Private_Insurance_Cover_My_Hearing_Aid_Cost\"><b>Will Private Insurance Cover My Hearing Aid Cost?<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Unfortunately, there are not many private insurance companies that cover hearing aids. The exceptions are insurance companies in New Hampshire, Rhode Island, Arkansas, Connecticut, and Illinois, which are required by state law to provide coverage that includes hearing aids. For example, in New Hampshire, at least $1,500 of the cost of a hearing aid is covered once every five years. Rhode Island insurance policies cover $700 per hearing aid every three years, and Arkansas insurance companies must provide coverage of at least $1,400 per ear every three years. If you live outside of those states, you may have a tougher time trying to use your private health insurance to pay for hearing aids. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Companies that cover hearing aids often have heavy restrictions, such as covering only one pair of hearing aids for the lifetime of the insurance policy. Some insurance companies don\u2019t cover the cost of hearing aids, but may cover <\/span><a href=\"https:\/\/betterhearing.org\/hearing-aids\/the-price-of-hearing-aids\/\"><span style=\"font-weight: 400;\">hearing tests<\/span><\/a><span style=\"font-weight: 400;\"> and hearing loss assessments. If your health insurance doesn\u2019t cover hearing aids, researching insurance companies and potentially switching to a new company that has relaxed hearing aid coverage restrictions could be beneficial.<\/span><\/p>\n<p><\/p>\n<h2><span id=\"Will_MedicareMedicaid_Cover_My_Hearing_Aid_Costs\"><b>Will Medicare\/Medicaid Cover My Hearing Aid Costs?<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The short answer is no, Medicare (Medicare Part A) does not cover hearing aids nor does it cover most hearing tests. Medicare Part B may cover up to 80% of the diagnostic tests needed to get a hearing aid, but it won\u2019t cover the cost of the device itself. Some Medicare Advantage (also known as Plan C) plans do cover or partially cover the costs of hearing exams and hearing aids if a medical test determines that they are needed, however. You need to look at your specific plan to determine what it does and does not cover. To find out more information about what your Medicare plan covers, you can call 1-800-MEDICARE (1-800-633-4227).<\/span><\/p>\n<p><\/p>\n<p><span style=\"font-weight: 400;\">Hearing aids may be covered by Medicaid, especially if you live in a low-income household. However, because Medicaid is administered at the Federal and State level, your coverage will depend upon the state in which you live. Some states provide senior citizens with free hearing aids via Medicaid, for example. The Hearing Loss Association of America (HLAA) maintains a <\/span><a href=\"https:\/\/www.hearingloss.org\/hearing-help\/financial-assistance\/medicaid\/\"><span style=\"font-weight: 400;\">list of state-by-state coverage<\/span><\/a><span style=\"font-weight: 400;\"> for hearing aids and related expenses. You can also visit <\/span><a href=\"https:\/\/www.medicaid.gov\/\"><span style=\"font-weight: 400;\">Medicaid.gov<\/span><\/a><span style=\"font-weight: 400;\"> to find out further information about whether your state covers hearing aids, hearing exams, and other expenses.<\/span><\/p>\n<p><\/p>\n<h2><span id=\"What_Other_Financial_Assistance_Options_are_Available\"><b>What Other Financial Assistance Options are Available?<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you need hearing aids and private health insurance, Medicare, or Medicaid aren\u2019t viable options for you, there are other options to help offset the costs of hearing aids. Children that need hearing aids may be able to get them at no cost if hearing assistive technology is included in their IEP (Individualized Education Program) under IDEA (<\/span><a href=\"https:\/\/www.parentcenterhub.org\/idea\/\"><span style=\"font-weight: 400;\">Individuals with Disabilities Education Act<\/span><\/a><span style=\"font-weight: 400;\">). Adults with hearing loss that affects their ability to study in school or work at their job might be eligible for assistance from various state vocational rehabilitation agencies. Explore the HLAA\u2019s <\/span><a href=\"https:\/\/www.hearingloss.org\/hearing-help\/financial-assistance\/state-agenices\/\"><span style=\"font-weight: 400;\">list of state-by state rehabilitation agencies<\/span><\/a><span style=\"font-weight: 400;\"> that may offer programs that can help you. Additionally, there are many other charitable foundations, private organizations, and government programs throughout the United States that help people obtain financial assistance for hearing tests and hearing aids. A good place to start exploring options is the Better Hearing Institute\u2019s <\/span><a href=\"https:\/\/dacnw.org\/wp-content\/uploads\/2014\/04\/hearingaids-financial-assistance-GOOD1.pdf\"><span style=\"font-weight: 400;\">Your Guide to Financial Assistance For Hearing Aids<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><\/p>\n<h2><span id=\"I8217m_a_Veteran_Will_I_Get_a_Free_Hearing_Aid\"><b>I&#8217;m a Veteran, Will I Get a Free Hearing Aid?<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Hearing loss is the single most common service-related disability sustained by veterans, and approximately 2.7 million veterans receive disability compensation for hearing loss or are having their hearing loss treated. Military service members are disproportionately exposed to blast injuries, half of which result in permanent hearing loss. Veterans with hearing loss may be eligible to receive hearing aids, repairs, and batteries at no charge. Eligible veterans experience hearing loss that is connected to their military service or medical conditions treated at a VA hospital, or hearing loss that is so severe that it affects daily life. If you are a veteran and have not signed up for Veteran\u2019s Benefits, you can do so <\/span><a href=\"https:\/\/www.va.gov\/health-care\/how-to-apply\/\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">. You can find your nearest VA hospital <\/span><a href=\"https:\/\/www.va.gov\/directory\/guide\/home.asp\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>The information in this guide has been written using the following reliable sources:<\/b><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.hearingloss.org\/wp-content\/uploads\/HLAA_HearingLoss_Facts_Statistics.pdf?pdf=FactStats\">https:\/\/www.hearingloss.org\/wp-content\/uploads\/HLAA_HearingLoss_Facts_Statistics.pdf?pdf=FactStats<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.medicaid.gov\/\">https:\/\/www.medicaid.gov\/<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.parentcenterhub.org\/idea\/\">https:\/\/www.parentcenterhub.org\/idea\/<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.hearingloss.org\/hearing-help\/financial-assistance\/state-agenices\/\">https:\/\/www.hearingloss.org\/hearing-help\/financial-assistance\/state-agenices\/<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.hearingloss.org\/hearing-help\/financial-assistance\/\">https:\/\/www.hearingloss.org\/hearing-help\/financial-assistance\/<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.va.gov\/directory\/guide\/home.asp\">https:\/\/www.va.gov\/directory\/guide\/home.asp<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.military.com\/benefits\/veterans-health-care\/va-provided-hearing-and-vision-benefits.html\">https:\/\/www.military.com\/benefits\/veterans-health-care\/va-provided-hearing-and-vision-benefits.html<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.aarp.org\/health\/conditions-treatments\/info-05-2011\/paying-for-hearing-aids.html\">https:\/\/www.aarp.org\/health\/conditions-treatments\/info-05-2011\/paying-for-hearing-aids.html<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.seniorliving.org\/hearing-aids\/medicare\/\">https:\/\/www.seniorliving.org\/hearing-aids\/medicare\/<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.va.gov\/health-care\/how-to-apply\/\">https:\/\/www.va.gov\/health-care\/how-to-apply\/<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.seniorliving.org\/hearing-aids\/free\/\">https:\/\/www.seniorliving.org\/hearing-aids\/free\/<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/dacnw.org\/wp-content\/uploads\/2014\/04\/hearingaids-financial-assistance-GOOD1.pdf\">https:\/\/dacnw.org\/wp-content\/uploads\/2014\/04\/hearingaids-financial-assistance-GOOD1.pdf<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/betterhearing.org\/hearing-aids\/the-price-of-hearing-aids\/\">https:\/\/betterhearing.org\/hearing-aids\/the-price-of-hearing-aids\/<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.hearingloss.org\/hearing-help\/financial-assistance\/medicaid\/\">https:\/\/www.hearingloss.org\/hearing-help\/financial-assistance\/medicaid\/<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p><meta charset=\"utf-8\"><\/p>\n<style type=\"text\/css\"><!--\ntd {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}\n--><\/style>\n<p><span data-sheets-value='{\"1\":2,\"2\":\"For many people with hearing loss, hearing aids cost too much. However, there are many options that can help you pay for it. Learn more about types of financial assistance. \\n\"}' data-sheets-userformat='{\"2\":8961,\"3\":{\"1\":0},\"11\":4,\"12\":0,\"16\":10}'>For many people with hearing loss, hearing aids cost too much. However, there are many options that can help you pay for it. Learn more about types of financial assistance. <br \/><\/span><\/p>\n","protected":false},"author":2,"featured_media":880,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oliveunion.com\/ustest\/hearing-device\/how-can-i-afford-hearing-aids-your-financial-assistance-questions-answered\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Can I Afford Hearing Aids? 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